Financial Assisatance


The Salvation Army of Houston – The Salvation Army of Houston offers several services including Mortgage and Rent Payment Assistance, Water And Utility Bill Payment Assistance, and also free food. can be reached at (936) 760-2440

Society of St. Vincent de Paul – Society of St. Vincent de Paulis another charity organization to turn to for help in Houston is Society of St. Vincent de Paul. They help people of all religions. The organization is a partnership of Catholic churches in Bexar and Harris County that provide emergency financial assistance in the Houston-Galveston area. Get help with utility and gas bills, rent, medications, and much more. (281) 485-2976

Baytown Resource & Assistance Center – Baytown Resource & Assistance Center provides grants and vouchers for food, utilities, and rent help. (281) 424-5752

Larkin Community Center – Larkin Community Center offers special attention to Senior Citizens and families with children. The non-profit center helps with Utility Bills and Rent Assistance on a limited basis. (713) 869-9143

My Brother’s Keeper Outreach Center – My Brother’s Keeper Outreach Center  offers the Emergency Food Shelter Program to Harris County families.  This EFSP program provides federal government funded rent, utility, and

Wheeler Avenue Baptist Church Social Service Center  – Wheeler Avenue Baptist Church Social Service Center  provides limited forms and amounts of financial assistance and cash grants once per 12 month period for delinquent mortgage payments or rent as well as overdue light, gas and water bills. They can be reached at (713) 747-7101)

Interfaith Caring Ministries – Interfaith Caring Ministries offers the following programs. The federal government funded Emergency Food Shelter Program (EFSP) offers utilities, food, and rent help. Homelessness Prevention & Rapid Re-Housing, which is from stimulus funds, pays for moving costs, back rent, and offers services such as debt reduction and credit repair. (281) 332-3881

Housing assistance

Resources are offered to help Houston and Harris County families deal with various housing issues. Programs can offer emergency rental assistance, security deposits, housing vouchers, and other aid. Most of the services are funded by the federal government, but local public housing authorities distribute the funds. Read more.

Bering Omega Community Services, Houston Texas (713-529-6071) offers residential housing and rent help.

AIDS Foundation Houston, Inc., Houston, TX (713 -623-6796) – Persons with HIV/AIDS can get up to 12 months of rental assistance, help for cooling and electric bills, and other aid.

Asian American Family Services, 9440 Bellaire Blvd., Suite 228, Houston, (713)600-9400 –The Harris County Asian Community can get help for utilities, rent, and free legal advice.

Harris County Community Services, 1310 Prairie, Suite 1000, Houston, (713-696-7900) – Indigent families can access short-term assistance, case management, and help for bills, and the government agency also provides temporary financial assistance for paying for food, shelter, utilities, and groceries.

Wesley Community Center, Inc., 1410 Lee Street, (713)223-8131 – Apply for rent, cooling and utility bill assistance, credit/budgeting classes, free pro-bono legal services, case/care management, and emergency financial support.

Water and sewer bills – Seniors, low income families, and disabled individuals who are facing a shut off of their water service may be able to qualify for financial aid to pay their water bills. A limited amount of cash assistance may be offered up to twice per year. Read more on Houston water bill assistance.

Social services – Individuals who are faced with an emergency, and who meet income guidelines, can be able to qualify for financial assistance, grants, and free advice from the Harris County Community Services Department. Services are wide ranging, and the organization can offer housing assistance, help for energy bills, public aid, referrals and more. Read more.

Houston foreclosure and mortgage assistance

Houston Area Urban League, Inc. – Get free foreclosure counseling and advice from the Houston Area Urban League, Inc. They are a HUD approved agency, and provide solutions to a homeowner facing a crisis. They work directly with the homeowner and borrower and have extensive resources to bear. Call the Urban League at (713) 393-8700 to learn more and apply for foreclosure help.

Non-profit agencies– Get information on non-profit organizations and counselors in the Harris County and Houston area that provide solutions to a foreclosure. Read more.

Credit Coalition provides free foreclosure intervention counseling. (713) 224-8100

Humble Area Assistance Ministries,

Humble Area Assistance Ministries helps with mortgage and house. They are located at1302 First Street, Humble, (281)446-3663.

Low income legal assistance

Lone Star Legal Aid provides free civil legal assistance to low-income individuals and families, the elderly, and others who have immediate needs for advice but cannot afford an attorney. The programs can help with foreclosures, debt issues, child custody, and more. Click here to learn more, or call them at (713) 652-0077.

Job Finding Services

Career and Recovery Resources, Inc. administers an Employment Programs that help participants prepare for entry into the job market, improve their skills, identify employment opportunities, and learn job retention techniques. In addition, Career Counseling services offers educational and vocational guidance. (713) 754-7000.

Low Interest Car Loans

Family Services of Greater Houston – Family Services of Greater Houston  (713-861-4849) administers the Ways to Work program, which provides low interest care loans to people who need a car for their job. Program participants can qualify for a low-interest car loan that can be applied towards buying a new or used car.

Financial services and loans

Neighborhood Centers Inc. – A new credit union has been open in the Gulfton/Sharpstown which is catering to low-income families in the  area. Neighborhood Centers Inc. is the organization that is running the center, and has worked with other local groups to establish it. It is intended to help people who do not have a bank account or a traditional banking relationship, and it can help these individuals build credit, reduce debts, qualify for home and car loans, and much more. Dial 832-239-8599. Learn more on credit unions and stretch pay loans.

In addition to applying for loans and receiving financial advice at Neighborhood Centers Inc., there are several other debt and credit counseling agencies around Harris County Texas. They can provide everything from debt reduction, credit repair, and foreclosure prevention to low income clients. Read more on non-profit credit counseling.